On the Road · Fully Remote · Australia-Wide
Mortgage Broker,
Australia-Wide.
One broker. 30+ lenders. Sorted, start to finish.
Working differently.
No office. No desk. No problem.
I run everything from a van — solar-powered, always moving. No desk, no waiting room, no nine-to-five. You deal with me directly, I move fast, and we get it sorted.
Laptop out, loans sorted
Anywhere, anytime
Free Ask a Broker stall
Pop-up markets, wherever I am
The office on wheels
Australia-wide, always moving
Simple process.
How it works
No complicated process. No sitting in an office. Three steps from first chat to settled.
Book a free 15-min chat
No prep needed. Just tell me what you're trying to do — buy, refinance, invest. I'll tell you straight what's possible and what to expect.
I compare 30+ lenders
I do the research, crunch the numbers, and come back with the best options for your situation. You get real comparisons — not just whatever the bank's pushing this month.
You choose — I handle everything
Pick the loan that fits. I handle the paperwork, liaise with the lender, and keep you updated until the keys are in your hand (or the money's in your account).
Zero cost to you. Brokers are paid by the lender, not the client. My service is completely free.
Home Loans, Refinancing & Investment — Australia-Wide
First home. Next investment. Better rate. Whatever you're going after — I'll find the right loan from 30+ lenders and handle the hard work. No jargon, no runaround.
Get into your first home.
Whether it's your first home or you've done it before — I'll cut through the noise, compare 30+ lenders, and get you into the right loan. No jargon, no hand-offs. Just me, doing the work.
- ✓ First Home Buyers
- ✓ Owner-Occupied
- ✓ Property Investing
- ✓ Construction Loans
- ✓ Family Guarantor
- ✓ Bridging Finance
- ✓ Pre-Approvals
- ✓ Rate Reviews
Build wealth. Keep buying.
First investment or fifth — I'll structure it right so you don't box yourself in. Maximise your borrowing power, keep your options open, set up for the next one.
- ✓ Residential Only
- ✓ Portfolio Structuring
- ✓ Interest Only
- ✓ Equity Reviews
- ✓ SMSF Lending
- ✓ Debt Consolidation
Are you leaving money on the table?
Rates change. Most people don't notice. I'll check your current loan against 30+ lenders and tell you straight — if there's a better deal out there, we'll get you on it.
- ✓ Rate Reviews
- ✓ Equity Release
- ✓ Debt Consolidation
- ✓ Better Features
About Me
Hey, I'm Bayley Clarke.
I run my brokerage from a van. Fully remote — up and down the coast, wherever. No office, no suits, no assistant you have to brief because I'm in a meeting. When you call, you get me.
30+ lenders, straight advice, fast turnarounds. Doesn't matter where you are in Australia — if you've got a property goal, let's figure out what's possible and get you moving.
Why work with me?
Fast. Personal. Fully remote.
One person handling your loan from start to finish. That's it.
Fast Turnarounds
I handle applications myself, end to end. That means things move quickly. Clients have had loans approved within 24 hours.
30+ Lenders
Access to major banks and specialist lenders across Australia. I find the right fit — not just the easy one.
Anywhere in Australia
Byron, Sydney, Darwin — doesn't matter. Van-based and fully remote means I can work with anyone, anywhere in Australia.
What clients say.
105 reviews · 5.0 stars · Google
Alexander K.
★★★★★"Bayley the Broker! Top bloke and so efficient... within 24 hours, Bayley had it all sorted and had the loan approved."
Emily M.
★★★★★"If you're looking for a broker who is genuine, Bayley is your guy! He was clear, concise and very professional."
Logan H.
★★★★★"Bayley has never disappointed! I've used him for a few years now and he always seems to get the job done."
Kara B.
★★★★★"Couldn't recommend Bayley more. He provided a really great service from start to finish — made the entire process smooth and stress free."
Lending Partners
Access to 30+ lenders across Australia
Common questions.
Things people want to know
No — my service is completely free to you. I'm paid a commission by the lender when your loan settles. You get access to 30+ lenders and expert guidance at zero cost.
You can buy with as little as 5% deposit in many cases — especially through the First Home Guarantee (no LMI required). A family guarantor can sometimes mean zero deposit. I'll walk you through all the options on our first call.
Yes — HECS repayments reduce your assessed income, which reduces what you can borrow. The impact varies by balance and income but it can be significant. I always run the numbers with and without HECS so you know exactly where you stand.
Most pre-approvals come back in 1–3 business days once your documents are in. Full approval after an offer is accepted is typically 1–4 business days. I'll give you a clear timeline from day one.
Absolutely. Different lenders treat self-employed income very differently — I know which ones are most flexible and how to present your financials for the best result.
Everything is done online and over the phone — video calls, e-signing, secure document uploads. You get the same quality service as in-person, without the travel. I work with clients across all of Australia this way.
Yes. A rate review takes about 15 minutes and could save you thousands. If your lender isn't offering a competitive rate, I'll find one that does. No obligation to switch.
A bank will only offer you their own products. I compare 30+ lenders to find the right loan for your situation — better rates, better features, and I handle all the paperwork. Same result, less hassle, no extra cost.
Let's chat.
Wherever you are in Australia — just a straight conversation about what's possible for you.
Or fill in below and I'll call you back same day.
Always on the Road
Based in a van — working with clients nationwide
Phone
Hours
7 days: 8am – 8pm AEST